Legal Question in Credit and Debt Law in Illinois

I have a been served an Alias Summons from a long past due credit card. It is saying I need to go to court (I can not afford to do this) Can I call the Lawyers who were secured by the company for the judgment and work out a deal to pay without going to court? Should I call the CC company and see if I can work something out- I can not pay it all but can pay some and pay monthly- I know I need to pay it but can not afford to do all now and the totak judgement is for $1675.25- Long story


Asked on 1/22/10, 2:50 pm

1 Answer from Attorneys
Frank Vosholler Law Office of Frank L. Vosholler III

File bankruptcy, or call attorney for plaintiff and work out payment plan (will probably not take less than 15% of your gross pay), or hire attorney to fight in court for you. Also, if you do not make a lot of money you may check into being judgement proof, which can be told to judge at citation for assets and will stop any judgment from being imposed.

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Answered on 1/27/10, 8:52 pm


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