Legal Question in Credit and Debt Law in Illinois

I signed up for a martial arts class, year fee covered unlimited classes. Shortly after signing up I got sick and was not able to return. I had been paying on the account even though I never attended 1 class. My medical bills took precedent over paying for the MA classes and they are now sending me to collections. Do I have recourse since I never attended a class? I wasn't allowed to cancel the membership even though I could not attend.


Asked on 3/02/15, 1:57 am

1 Answer from Attorneys
Jonathan Shimberg Shimberg and Crohn, P.C.

Not affording is not a basis for cancellation. You need to look at your contract. If you were sick, did you obtain a certification from a doctor that you are unable to attend class, or is it that oyu no longer wanted to attend. There is nothing in the law that says medical bills take precedence over martial arts bills. Look at http://ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2376&ChapterID=67 and see if their contract complies with that act. If it does not it may be unenforceable.

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Answered on 3/02/15, 4:27 am


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