Legal Question in Credit and Debt Law in Illinois
small claim
I have a law suite agaist me for a credit card of 776.18 and they want full or hafe what do i do when my income is only part time work and i get 300.00 every two weeks and would they inclued my husband income he get 665.00 a month what can they do to me if i can''t pay this bill
1 Answer from Attorneys
Re: small claim
If they sue you and win, they will probably try garnish your wages. The first $231.75 per week is exempt. This means that you are entitled to keep the first $231.75 of income you earn per week. The judgment creditor can ask for a wage deduction of any amount over your net pay of $231.75 up to a maximum of 15% of your total pay before taxes Since you state you make only $150 per week, they probably will not be able to garnish any of your wages. They could also try to garnish any money you have in bank accounts, etc.
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