Legal Question in Family Law in Illinois
Hello. I am engaged to a man who was previously married and lived in Arizona. Their divorce decree indicates that any debts or obligations incurred by either party before the date of separation shall be paid by the party who incurred the debt or obligation and that party shall indemnify and hold the party harmless from such debts. My question is that for some reason the bank will not take his name off of the home equity loan and I was wondering, if we get married and something happens to either my husband or his ex wife, would I be legally responsible for this debt since I will be legally married to him?
2 Answers from Attorneys
The creditor is not bound by his divorce judgment. Until the loan is paid off his name will remain on it. You are not legally responsible for his debts
The simple answer is "No."