Legal Question in Civil Litigation in Illinois

exparte judgment

I am trying to enforce an exparte

default judgement against someone whose only collectible asset seems

to be an automobile with a balance owed of $6, 244.00. Can I have the

automobile seized as a result of the judgment or is the bank the legal

owner of the automobile which would prohibit me from having the court

take possession of the car for sale and repayment of the debit?


Asked on 6/28/09, 2:57 pm

1 Answer from Attorneys

Re: exparte judgment

First you need to determine the current market value of the car. The banks lien has first priority, in other words they get paid before you do. I suspect but am not sure that if you take possession of the vehicle, that you may be responsible for the debt owed. You probably should contact a debt collector attorney and set up an appointment.

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Answered on 6/28/09, 10:47 pm


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