Legal Question in Civil Litigation in Illinois
I was the owner of a van that was being sold to my tenant on payments. I had the van registered in my name and was the sole title holder. The tenant carried full coverage insurance on the van. He was in an accident in which he was severely hurt. His son was injured in the accident as well and received a head injury that required stitches. He told me he was smoking pot the night before or that morning. This gentleman is on several medications for mental disease as well. His girlfriend was in the van as well, but was not injured. He was rushed to the emergency room. He was issued a ticket and found at fault. His insurance company paid out the claim immediately. Can I be sued in this situation?
2 Answers from Attorneys
You MAY be sued.
If the automobile policy does not cover all the injuries, you MAY be sued for the balance.
A little bit more information is needed such as the policy limits and the dollar amount of the medical bills from all injuries incurred from the accident.
If your name is still on the title, you may be on the hook for the balance. You may have some defenses--but generally, the law looks to the owner and not only the driver for compensation.
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