Legal Question in Civil Litigation in Illinois
Validation of Credit Card Debt
Illinois: What proof of validation of credit card debt is required from debt collector to prove debt exists? Collector required to present to court the signed agreement between parties?
Asked on 6/01/07, 7:33 pm
1 Answer from Attorneys
Shell Bleiweiss
Law Offices of Shell J. Bleiweiss
Re: Validation of Credit Card Debt
There is no simple answer as to how much proof it takes to win a collections case. The plaintiff must present enough evidence that the debt exists to form what is called a prima facie case. Then the defendant gets a turn to present its proof. In the end, whoever is more convincing wins.
Shell Bleiweiss
http://www.shell-bleiweiss.com
Answered on 6/02/07, 12:38 pm