Legal Question in Insurance Law in Illinois

home owners insurance denied claim

My water heater pipe busted when I wasn't home. I come home 24 hours later and my house is like a rainforest. Water dripping from the ceilings, down the walls and mold growing on them. My kitchen walls are mold covered. Insurance took a week before they even sent someone to come look at the damage (which the mold was worse by then). He said insurance probably wouldn't pay because of the mold damage. They called me 3 weeks later and told me my claim is denied. I have yet to receive the report stating why. Although, I did get a new policy paper and it states description of loss as: water damage inside-no sprink. Is there anything I can do about this? My house is basically becoming a total loss and I can't live there... I don't know where to turn..


Asked on 5/20/08, 4:33 pm

2 Answers from Attorneys
Timothy Lowery Lowery & Associates, LLC

Re: home owners insurance denied claim

It is poosible that you could recover. It would take a carefull review of the policy and all the evidence regarding your claim. Feel free to contact me.

Good luck.

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Answered on 5/20/08, 5:08 pm
Scott A. Blumenshine Blumenshine Law Group

Re: home owners insurance denied claim

Would be glad to talk with you

about your case.

Scott Blumenshine

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Answered on 5/20/08, 7:11 pm


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