Legal Question in Insurance Law in Illinois

To put it simply: Fraud is bad. Do not falsify documents of any kind. You did not sign the contract, so there is an argument that you did not agree to the terms requiring you to procure insurance, and they had you do the work anyway. If they do not agree to pay you, you may need to sue the contractor. You should discuss the specifics of your situation directly with an attorney.

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Discourage litigation. Persuade your neighbors to compromise whenever you can. Point out to them how the nominal winner is often a real loser - in fees, expenses, and waste of time. As a peacemaker the lawyer has a superior opportunity of being a good man. There will still be business enough. Abraham Lincoln