Legal Question in Insurance Law in Illinois

If you have to ask that kind of question, I'm going to suggest you need an attorney. Trust me, an insurance company will push back with as much might as they can and before you know it you will be motioned to death....

The response given is not intended to create, nor does it create an ongoing duty to respond to questions. The response does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice. The response given is based upon the limited facts provided by the person asking the question. To the extent additional or different facts exist, the response might possibly change. Attorney is currently licensed to practice law actively only in the State of Illinois, inactively in Florida. Responses are based solely on Illinois law unless stated otherwise.

Well, it depends. If the insurance company is your carrier, you can make a direct action against them alleging the tortious conduct. However, if you are the claimant, you cannot make a claim directly against the tortfeasor's carrier.