Legal Question in Personal Injury in Illinois
My 21 year old daughter has moved out of the house. I want to remove her from my car insurance policy. If she does not have car insurance and is involved in an accident, could I be held liable for the cost of the accident?
3 Answers from Attorneys
If your name is on the title of the vehicle you will be on the hook up to 100% of the cost of all damages your daughter may cause. Otherwise, no, so long as your name has no connection with her insurance, titile, or her domicile.
I hope this helps-
I agree with Nima. So if you are on title, sign off on it and be sure to keep documentation that you have done so.
A title does not confer ownership in Illinois. It is merely one element. In Illinois, typically insurance follows the vehicle, not the driver. It would be a simple matter to have her excluded under your policy for any of your own vehicles. Speak to your agent for details as insurers differ on this process. Finally, a lot will depend on what vehicle she is driving if she has an accident. Fact situations will differ, but if she as a non resident relative and is involved in an accident with a vehicle you don't own, the possibility of recovery against you is extremely remote.