Legal Question in Personal Injury in Illinois
I have broken my arm slipping on ice at the home where I temporarily stay. I have been told that the home insurance won't cover me and there is no recourse. Is this true?
3 Answers from Attorneys
Please repost with more details about the fall and what you mean by "temprary stay".. However, it seems to me that either you are covered under the medical payments provision of the homewoners policy or there my be a liability claim that you can make against the owner.
Generally there is no liability for injuries sustained as a fall because of natural accumulation of ice or snow. Unless you can show that the ice was there because of some carelessness on behalf of the owner there may not be a case. So, what I need you to tell me is: 1) where did the ice come form and 2) how did you fall.
If you want to contact my office and get me the information I need, I will be able to evaluate whether or not you do have a claim.
I hope this helps-
Dear Sirs,
There may be a case if you can show that the ice was "unnatural." Please contact our office so that we may discuss this matter with you in greater detail.
All best,
John C. Wunsch
(312) 977--9900
2.22.10