Legal Question in Personal Injury in Illinois

While it is probably too late for an attorney to cost-effectively do much to get you the full settlement to which you were probably entitled or to address anything that was deducted from the payout, the only way you will get to the bottom of this is to arrange a consultation with a well-recommended personal injury attorney. The scope of the discussion within a question-answer page like this will not be sufficient. Having the documents in hand will be important.

That said, it sounds like one or more liens were on the file, meaning the insurance company probably had to pay certain medical providers before paying out the balance to you. I expect there should have been a breakdown of the disbursement, but if there was not you can probably request that one be sent, together with a copy of the lien.