Legal Question in Personal Injury in Illinois

recieved summons

I was in an auto accident in 2004. I recieved a ticket. just recieved a summons with a claim amount of $3000. I had insurance and currently still have insurance. This summons was also sent in a blank envelope, not certified mail or registered mail. Not sure what I am to do?


Asked on 8/10/06, 11:18 am

2 Answers from Attorneys

Nima Taradji Taradji Law Offices

Re: recieved summons

In all likelihood you have been served with a complaint and summons in a small claims case. You must transmit the papers you have received (make sure you keep a copy for yourself) to the insurance company you had in 2004. You must do this immediately and without delay--otherwise, your insurance company will refuse coverage based on your non-cooperation and any judgment entered against you will have to come out of your own pocket.

I hope this helps,

Taradji law Offices

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Answered on 8/10/06, 11:38 am
Matt Belcher Belcher Law Office

Re: recieved summons

Give all of the documents to your insurance company or insurance agent - not your insurance "broker".

The name of the insurance company will be on the policy documents - Allstate, State Farm, GEICO, etc.

If you purchased sub-standard insurance like Safeway, Universal Casualty, Apollo, American Ambassador, Gallant, etc. then you should send the documents to that company by certified mail, return receipt requested so they don�t �lose� them.

Good luck and remember that there is nothing to worry about at all - this is why you purchased insurance.

You have an obligation to inform them of the lawsuit and then cooperate with the litigation. (It is important that you respond to their letters and keep them updated with your current address.)

They have an obligation to defend you in the lawsuit and pay for the damages up to the amount of the policy you purchased.

If you have any further questions, do not hesitate to ask.

Matt Belcher

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Answered on 8/10/06, 11:47 am


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