Legal Question in Personal Injury in Illinois
Son hurt at neighbors
Our new neighbors asked my son if he would like to make $5.00. They wanted him to help with a deck they were building he came inside to get his electric screwdriver to help screw in some screws. Approximately 20 min. later we heard our grandaughter screaming. One of the men had cut Dakota's fingers with a saw. The saw had severed the pinky of the right hand and shaved the bone and cut the tendon and artery of the right ring finger. A plastic surgeon was able to reattach both fingers. He is going through therapy now and is just not doing very well at all. This happened May 03, 2008 and He still will not be ready I do believe when school starts. He is very active and involved in several sports and loves hunting & swimming. So far this summer he had been able to do nothing. He is right handed and this has really handicapped him. Now I am having trouble with my insurance getting the therapy sessions that the plastic surgeon say's he needs. Where do I go from here? The neighbors came over after we got him home from surgery and offered their insurance. My husband was livid at the time and told them we had our own insurance. Can I ask for theirs now? His whole life has changed and I am just on excessively worried momma. Any advice.
4 Answers from Attorneys
Re: Son hurt at neighbors
You can ask for and get their insurance
information. Their homeowners insurance
policy should have coverage both
for medical expenses and for their
liability in causing your sons's
injuries.
You have to be careful about making
any statements to their insurer.
A minor has until 2 years after he
reaches 18 to make a claim, so you do
have some time.
If my son had such an injury, I would
pursue a claim for his medical expenses, pain, disability and
scarring.
I would be glad to speak with you
by phone. A consultation is free
and I am certain you would feel more
informed after our conversation.
Good luck to you.
Scott Blumenshine
Re: Son hurt at neighbors
Dear Sirs:
You have a case against the person who injured your granddaughter.
If they have homeowner's insurance, this accident would likely be covered under their policy.
We would be obtain damages for both past and future elements of damages including medical bills, scarring, and pain and suffering.
We have successfully handled many such cases.
Law Offices
JOHN C. WUNSCH, P.C.
(312) 977--9900
Re: Son hurt at neighbors
First, you should keep a diary as to how this has affected your son. Second, you should not speak to any insurance adjuster or attorney who claims to represent your neighbor. We routinely handle serious cases like these. Please provide me with your contact information to [email protected] so that we can immediately discuss this in greater detail. I look forward to receiving your information.
Gene Hollander
Re: Son hurt at neighbors
How horrible for your son and family! I was seriously injured as a teen and spent months recovering. I can still recall the frustration and fear and still have somne residuals from the injury thirty years later.
You need to contact an attorney as soon as possible. THE MOST IMPORTANT THING IS THAT YOUR SON RECEIVE THE NECESSARY CARE AND REHAB AS SOON AS POSSIBLE. Any delay can result in a more difficult recovery. You may have options concerning your own insurer, possibly the neighbors as well as the person who actually caused the injury,if he was not the neighbor.
In order to provide any further guidance, I would need for you to provide me with more facts, including the age of your son and any explanation that your insurer has provided you concerning the refusal to approve necessary care.
Please feel free to contact me. I have handled serious personal injury cases throughout Illinois and Indiana for over two decades.
My sincere best wishes that things work out for all of you.