Legal Question in Real Estate Law in Illinois

You will need to work to find an attorney to take your case. Generally, the agreements with home inspectors limit their liability to a significant extent. In the right case, I think there is room for a good attorney to get beyond the limitations. Here, the facts seem right, but the damages, minor roof repair costs, probably make for a small case. It is not likely that an attorney can take it on without advising you that the costs could be high.

This situation just highlights the importance of getting a qualified referral when choosing a home inspector. Even agents need to be careful not to just refer the same local guy without knowing that they have the background to do a good job. If your agent referred this inspector, let him or her know of your disappointment.

I would also question whether to stay with this insurance company. It would bother me that they placed the insurance, taking your business, only to turn around afterward to tell you that they have issues with the condition of the property. I would consider switching companies, but you may need to address this first as it may be covered in future insurance applications.