Legal Question in Real Estate Law in Illinois
I go to court due to foreclosure next week and will lose my vacant house. I do not want it anymore but a couple of months ago an inspector hired by the mortgage company stole property out of my garage everything metal they could use and get melted down as well as the hood to an antique car devaluing it by $3000 and stole over $700 worth of things. They left a threatening letter saying the house is foreclosed and bank they would call the cops on me if im in the house, that im luckey they havent taken all the debris from the garage and that I better watch it all on the back of inspection papers as this person has come and taken things 3+ days. This inspector has assumed the house is bankowned due to the house being cleaned of all personal property except the garage. Can I bring this up in court even though this has nothing to do with being behind on payments? I called the bank and the mortgage company about this but they dont respond back.
1 Answer from Attorneys
Your best course would have been to file a police report. That may remain true. You should also follow up regularly on your complaint to the lender about the conduct. Hopefully, they will investigate and, at a minimum, no longer use this provider of services, saving other people trouble and stopping him from gaining from his bad conduct. You can mention it in court, but you will likely be told that it does not change the outcome of the case and you probably will only be allowed to say so much about it. I am not sure if this can somehow be used against the lender by an attorney concentrating in consumer lending regulations and laws. You would have to investigate that further. I usually use one or two attorneys in the Chicagoland area for those questions. A complaint with the Attorney General's office is another thought.
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