Legal Question in Real Estate Law in Illinois

Foreclosure Process in Illinois

I was hearing that the foreclosure process in Illinois is about 12 months from the point you miss your 1st payment to the point when you are evicted. But I also have been hearing that the courts are backed up in these cases and individuals are taking longer to lose their homes. Is that true?


Asked on 5/29/08, 3:07 pm

3 Answers from Attorneys
Joseph Michelotti Michelotti & Associates, Ltd.

Re: Foreclosure Process in Illinois

Yes the whole process can take twelve months, even more depending on what you want to do.

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Answered on 5/31/08, 9:59 pm
Charles Dobra Charles Wm. Dobra, Ltd.

Re: Foreclosure Process in Illinois

Yes; and I am a bankruptcy lawyer. If you need help, call.

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Answered on 5/29/08, 3:32 pm
Walter Palmer Law Office of Walter Palmer

Re: Foreclosure Process in Illinois

Part 1: yes

In Illinois you have to miss -two- payments before an action in foreclosure may be filed. After the action is filed it can take six to seven months if the property is owner-occupied, 5- 6 months if rental and one month if abandoned. Eviction takes another 30 days.

Part 2: maybe a bit.

I work with defendants in foreclosure and things seem to be moving right along. This is mostly because almost all defendants don't fight the foreclosure or even file an appearance.

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Answered on 5/29/08, 4:39 pm


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