Legal Question in Real Estate Law in Illinois
Hi, why would I be listed under a Defendant on a foreclosure case regarding my wife and step parents if I am not listed as a borrower nor owner of the home? Also the mortgage paper were signed way before me and my wife even met...
2 Answers from Attorneys
Were you ever on title or a loan? If you are an occupant, or name on a tax bill. Several possibilities. Lender wants to get as clean title as possible through foreclosure -- all interests "ended" and the ability to evict if you occupy. For a complete answer provide all of the information an attorney asks of you. Thanks.
As a spouse you have a potential interest in the home, so as Stephen said, they are seeking to obtain as clean of a title as possible. You should talk with an attorney to discuss your interests and how you may be ableto quickly be dismissed.