Legal Question in Workers Comp in Illinois

physical exam for workers comp claim

I had a fall at school 6 mos. ago. The insurance co. handling the workers comp. claim is asking for a doctor to examine me for "determining the nature and extent of my disability." This is after I have been receving treatment from a previous doctor. What is this exam about? Do I need to bring a lawyer as this may relate to a settlement?


Asked on 7/14/99, 5:00 pm

1 Answer from Attorneys

Joseph Spingola Joseph J. Spingola - Attorney at Law

Re: physical exam for workers comp claim

I am an Illinois attorney in Chicago. Your question does not indicate if you are still off work. My guess is you are. The insurance companies will often request an exam (IME) to determine your progress with medical treatment. But these exams are often used to approve or disapprove a surgery recommended by your treating physician. These exams are also used to get an opinion that you can go back to work, or that you are no longer in need of medical treatment or that you have no permanent injury. Your question says it is to determine the nature and extent of injury. If that is the case, then the exam is to have a doctor of their choice determine if you have any permanent injury at all. I think that answers your question.

However, I must warn you that you are going along with the insurance company if you continue without a lawyer. The insurance company is not interested in you. They are interested in saving money. You should have a lawyer. The fees are not great at only 20% and are well worth the expertise that an experienced lawyer brings to your situation. I can help you if you wish. You may call me too free at 1-877-CompJoe. If you care to see my web site to see the kind of results I have been able to get for my clients, please feel free to visit www.compjoe.com.

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Answered on 7/19/99, 7:12 pm


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