Legal Question in Banking Law in India

defaulter list

sir i request to loan agianst idbi bank,but d banker says u r defaulted by rs.18000

but i can't take any type of loan

my names come in cibel defaulter list.but i don't no, i am default by which bank


Asked on 2/05/09, 9:25 am

3 Answers from Attorneys
Sudershan Goel India Law Offices of Sudershan Goel - Advocate

Re: defaulter list

You may ask the bank to provide you info about your default.

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Answered on 2/06/09, 7:17 am
J. Radhakrishnan independent Practice

Re: defaulter list

If you have not defaulted the repayment of any loan obtained from any bank or if at all you have not borrowed earlier, you tell IDBI that you are not the person mentioned in the list of defaulters published by CREDIT INFOrmation Buearo of India (CIBIL) not CIBEL. If they still persist take it up with CIBIL and or seek remedy from Banking Ombudsman.

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Answered on 2/05/09, 9:59 pm
Homi Maratha N.N. Maratha & Co.-Advocates

Re: defaulter list

Hello.

If you have not availed any loan then you might send in notice to the Bank Authorities and then proceed to the CIBIL.

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Answered on 2/06/09, 12:47 am


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