Legal Question in Banking Law in India
Hello,
i have a credit card since 2003 from private bank...after some misbehave with banks guys on some issue a surrender my card in 2007 with latter that i have no outstanding to pay on my card account,if i have to pay anything please let me know.
After i received nothing from bank side.when i open a salary account with this bank in oct-2010,they just withdrawn my salary saying that i have a outstanding to pay(which was 4-5 times to my total card limit) and this banks "Bankers lien & right of setoff"
When i contact to bank for details they said they have look the issue and a officer contact you.but no one contact me and my all salary goes.
What i need to do?
what is my right?
Please help me.
1 Answer from Attorneys
Issue notice to the chairman/C.E.O of the Bank for reimbursement of the amount unlawfully adjusted by the bank and also claiming compensation, within two weeks of the date of receipt of your notice. If no amends are made by the Bank, file a complaint with the Banking Ombudsman of your region, the details as to the procedure can be ascertained from the RBI website.
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