Legal Question in Banking Law in India
i am a personal guranteer in a loan take by my company by a co operative bank . the account has gone NPA and the co operative bank has take a order from co operative COURT stating me and company as Debtors. they have written letter in banks other than there bank to freez my personal account by base of my PAN no.
in one HDFC bank , branch where i hold a account in my name they have freezed it (PERSONAL ACCOUNT IN MY NAME ) THAT IS OK . secondly they have freezed one partnership firm account in that branch where i was a partner till 2010 . i notified the HDFC bank of me retiring from the firm by giving the fresh deed in 2011 (i have acknoledgement of the same with banks stamp and date) . they say as i was a authorised signatory on that account and they have not done any formalities to remove it after i gave them changed deed . as the freezing of account letter by co operative bank says my PAN no . they freezed this partnership firm account . which i am not a partner since 2 YEARS . EXISTING PARTNERS ARE MY COUSINS WHO ARE NOT A PART OF BANK LOAN. HOW TO DEAL WITH BRANCH MANAGER OF HDFC BANK. co oprative bank freezing letter dated to HDFCbranch is dated october 2012 . account NPA was is june 2011.
1 Answer from Attorneys
I feel you should engage a lawyer as he would have many questions to ask you before he gives you his legal advice. Please check Sanjay Kalra and Associates on the internet to know more about our law firm and the legal services we are rendering for our clients from all over the World.
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