Legal Question in Banking Law in India
Sir, I am retired Teacher. I am getting pension of rs 25000 in the State bank of India. I was getting retirement benefits in the same account. last month I got 150000 rs in my account. Leaving the minimum balance i had withdrawn and spend it. saturday i checked my account, no balance was in the account and balance is ( -150000 ). I enquired in the bank they are saying that i didnt get any amount of my benefits wrongly they creaditted my account so they are debitting my account. and they will debit full of my pension in futuer also. If they are deducting it fully i have nothing for my survival.
this is the situation here my qustion is
1. whether bank can debit my account without my intimattion?
2. What are the Legal steps they can take for their mistake?
3.Without my intimation they should not take my pension amount for that what should i do?
1 Answer from Attorneys
you may approach the bank ombudsman and if it is not resolved, you may approach the consumer court.
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