Legal Question in Banking Law in India

i submitt a cheque of ma mother cheque book,

which was submitted on dated 24-4-2011

as pay as SELF CHEQUE,,,,

there was a problem of 'SIGNATURE DIFFERS' in the cheque, bcoz of that the bank may not return back that cheque.........now the cheque was at bank

they send a letter to my home in the name of mother that;;;; "come immediately to the bank , referance: cheque "

now ma mother at abroad ,so that i came to bank with the letter of bank for return back the cheque....

manager told that , the cheque was only given to the account holder............

if the cheque was not return back from the bank, is there any problem????????.....

what should the bank will do with that cheque??....is there send any notice or letter,??

any problem with the a/c ?? ............

reply plz .......


Asked on 4/28/11, 8:24 pm

2 Answers from Attorneys
Vishwa Arya Arya & Co.

there will be no problem until mother writes a complaint that she never signed the cheque. With age, signature may differ. If she says that she signed the cheque. there cannot be any investigation. Bank by itself cannot do any thing.

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Answered on 4/28/11, 9:10 pm
Professor SOMNATH MUKHERJEE MUKHERJEE ASSOCIATES(Cell +91 9874753359/ 9477781578)

the aboveanswer is right but the bank may take criminal action against you

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Answered on 4/29/11, 9:48 am


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