Legal Question in Banking Law in India

i submitt a cheque of ma mother cheque book,

which was submitted on dated 24-4-2011

as pay as SELF CHEQUE,,,,

there was a problem of 'SIGNATURE DIFFERS' in the cheque, bcoz of that the bank may not return back that cheque.........now the cheque was at bank

they send a letter to my home in the name of mother that;;;; "come immediately to the bank , referance: cheque "

now ma mother at abroad ,so that i came to bank with the letter of bank for return back the cheque....

manager told that , the cheque was only given to the account holder............

if the cheque was not return back from the bank, is there any problem????????.....

what should the bank will do with that cheque??....is there send any notice or letter,??

any problem with the a/c ?? ............

_________Reply from SOMNATH MUKHERJEE______

the above answer is right but the bank may take criminal action against you ::

i want to know about , is the bank contact me ones more if there were no response from orginal account holder bcoz mother give home adress in kerala, later they contact via letter ....

or just dispose the cheque after 6 months of validity.....

waiting for response...

thkz n advanz.......


Asked on 4/29/11, 10:40 am

1 Answer from Attorneys
J. Radhakrishnan independent Practice

If they don't return the cheque to you inspite of producing their letter addressed to your mother, ask your mother to write to t he Bank to return the cheque to you. If she does not co-operate, forget about the cheque. No problem will ensue to you, unless your mother complains about you

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Answered on 4/29/11, 8:29 pm


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