Legal Question in Banking Law in India

I had taken a vehicle loan for 2 wheeler from GE Money Countrywide, ECS was charged under my ICICI Bank Salary+Saving account, due to change of my job in other company the account was not operative, but still GE Countrywide kept on charging the ECS for vehicle loan, when it was informed to them to stop charging ECS under that account of which i have paid the ECS installment amount by cash to their Recovery agent, I have paid the complete loan also ICICI bank have charges me Rs.250.00/- for each cheque bounce then i closed the ICICI back account but still GE Money Countrywide kept putting ECS under the account (which was closed) for unnecessary reason. And now for those 11 cheque bounces they are charging me around Rs.13000/- with interest which i don't agree with. I am ready to pay them sum of Rs.2750/- which is the charge of ICICI bank charged to any personal or bank. I am asking to provide them documents for the charge of Rs.13000/- which they are not able to provide. Please advice me what should i do?

Regards,

Aniruddha Jog,

Pune.


Asked on 8/05/10, 8:57 pm

2 Answers from Attorneys
J. Radhakrishnan independent Practice

make a demand to GE Money country wide to withdraw their demand. You can refuse to pay them. If they file a suit, defend it through lawyer.

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Answered on 8/06/10, 5:33 am
Devansh Bhardwaj Devansh Bhardwaj

Ask GE Money for all the detals and charges in writing first and then prosceed accordingly.

FOR FURTHER DISCUSSIONS IF ANY YOU CAN CONTACT ON 9415109404 OR ON [email protected]

DEVANSH BHARDWAJ

ADVOCATE

LUCKNOW

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Answered on 8/06/10, 8:30 am


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