Legal Question in Banking Law in India

Thanks to Vijay Chandavale & G. M. Gupta, Attorney at Law

This question reflects more of my thanks to Vijay Chandavale & G. M. Gupta, Attorney at Law than a question itself in regard to previously asked question (Re: I have two questions regarding cheque return).

I have therefore communicated with the bank vide following email and the bank replied

''Dear Mr. Thakur,

Thank you for your co-operation and patience.

The cheque return charges levied to your account are being reversed and will be credited to your account in the next 3 working days.

Looking forward to your co-operation in the interim.

Warm Regards,

Customer Support

HDFC Bank Ltd''

----------------------

my email content was....

''Sir,

In response to your following reply regarding levying of cheque return charges in the said account and corresponding debiting of service tax, I have consulted with two reputed lawyers Ld. Mr. Vijay Chandavale, Attorney at Law and Ld. Mr. G. M. Gupta, Attorney at Law and they have given their respective opinions in the same as mentioned below.

The summery of their opinions reflect that (1) such unreasonable charges are illegal. (2) Such charges must be nominal i.e. related expenses incurred by a bank. (3) To challenge the case in consumer court. (4) Such charge d


Asked on 12/21/07, 5:45 am

2 Answers from Attorneys
Vijay Chandavale Advocate Vijay Chandavale & Associates

Re: Thanks to Vijay Chandavale & G. M. Gupta, Attorney at Law

It is good that you have got response to your action. usually institutions if properly correspondence is made positive results are there . But individuals may not respond so positively

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Answered on 1/07/08, 9:07 am
G. M. Gupta gmguptaandassociates

Re: Thanks to Vijay Chandavale & G. M. Gupta, Attorney at Law

though your complete message is not visible but i am very much glad that your problem has been solved.

thank you for your appreciation. please help others wherever u can.

bye and thanks again.

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Answered on 12/21/07, 10:04 am


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