Legal Question in Civil Rights Law in India

I got my CIBIl report and i was surprised to see that four credit cards were showing in my name in my CIBIL report which i never take so my credit score is low and as a result i am not able to get any personal loan / car loan/ Home loan i want to file case against Axis Bank , SBI , JM Fin Assets , Citi Bank kindly advise me what to do as Credit cards which are appearing in my CIBIl report are of Year 2006 and now after 7 years i got to know that these credit cards were taken by any other person in my namme by using my PAN Card and name regards Naresh Kumar Sehra email id : [email protected] Mobile no 9971060100


Asked on 2/05/13, 10:43 am

5 Answers from Attorneys
Setu Niket Curare Legal

You have to first issue legal notice to CIBIL and the respective banks informing about the irregularities in the CIBIL entries. If they refuse to take action, appropriate case can be filed in the court to direct the banks and CIBIL to remove entries.

Kind Regards

Setu Niket

Advocate

+91-9873109672

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Answered on 2/05/13, 8:29 pm
Sanjay Kalra Sanjay Kalra & Associates

You need to engage a lawyer as he would have many questions to ask you before he advices you........Dont take this matter lightly..........Please check Sanjay Kalra and Associates on the internet to know more about your query and the legal services we are rendering for our clients from all over the World.

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Answered on 2/05/13, 10:22 pm
Jayesh Desai Jayesh Desai

If you want cheapest and fastest way log on to web site of Moneywise magazine they conducted a seminar - few days back about credit rating agency and poor credit scores. Your report from CIBIL will be showing your identity details; like Passport, PAN card etc.; how did it go to third party? You should be careful with such data also.

Write to each bank first, identify the address, telephone number etc. details to whom they issued the card; who impersonated you.

The Banks also may cooperate with you, as they would not like a fraud to go on.

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Answered on 2/06/13, 1:56 am


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