Legal Question in Consumer Law in India

DEAR SIR/MADAM,

actually my wallet is stolen or lost on 12th or 13th February 2012.I know it when sms came on 17th february by hdfc bank card that cash was widthrawl on your card.So first i was run to police station ghatlodia but they donot take my application.so i done fax to these three credit cards fax numbers and also done email. 1)HDFC BANK CARD NUMBER:=4346 7810 0452 6612.2)RBS CARD NUMBER:=5425 0513 1436 4000 AND 3)ICICIBANK CARD NUMBER:=4042 6845 9675 0022.BUT HDFC CARD SAID THAT THIS PAYABLE TO YOU.THIEF CAN DO ANY THING TO DO TO GET CASH FROM CARDS.SO PLEASE HELP ME TO AVOID THIS ALL CARDS PAYMENTS WHICH WERE NOT DONE BY ME.DUE TO THREE CARDS STOLEN OR LOST THERE ARE CASH WITHDRAWAL WERE DONE BY UN AUTHORIZED PERSON WHICH DESCRIBE BELOW.

TRANSACTION DATE TRANSACTION AMOUNT MERCHANT BANK NAME

1) 13/02/2012 7,600 RUPEES SBI/MEMNAGAR BRANCH ATM HDFC BANK CARD

2) 16/02/2012 5,200 RUPEES HDFC BANK MEMNAGAR ATM HDFC BANK CARD

3) 13/02/2012 8000 RUPEES SBI/MEMNAGAR BR. ATM ICICIBANK CARD

4) 17/02/2012 18,200RUPEES ICICI BANK THELTEJ BRANCH ATM ROYALBANK OF

SCOTLAND.

ABOVE FOUR UN AUTHORIZED TRANSACTIONS WERE DONE AFTER MY THIS THREE CARDS WERE STOLEN OR LOST .THIEF CAN DO ANY THINGS TO DO TO GET CASH FROM CARDS.SO PLEASE HELP ME TO AVOID THIS ALL CARDS PAYMENTS.I AM NOT CAPABLE TO PAY THIS AMOUNT.CAN I GET REVERSE ON CARD OR GET COMPENSATION AGAIN THIS LOST MONEY?


Asked on 4/08/12, 5:51 am

1 Answer from Attorneys
Santosh Goswami,Advocate sure shot legal

Don't u get sms alert instantly.If the card was swiped on 13th , how could you get the sms on 17th. Have you blocked the card later on? If the bank was not informed and asked to block the card , it could not do any thing to stop its misuse.I think its difficult for you to avoid the payment. Get in touch for more.

919555462995

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Answered on 4/09/12, 3:57 am


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