Legal Question in Credit and Debt Law in India

In 2002 I was using a credit card of ICICI Bank Delhi and I was regular to pay actual amount as well as sometimes minimum amount but the interest was multiplied on that period they were asking

Rs 30000/- to settle down the credit card account. And I agreed issued a cheque,and the same was

dishonoured , but unfortunately I rush to my home town because of problem in the family. on that period I was staying in a rented house, after 8 years I came back to Delhi and staying in a different place , everything goes O.K. but one day I was getting call from ICICI Bank on my mobile,asking

Rs 70000/- The person is calling me, introducing himself as a lawyer and working in civil law deptt of

ICICI Bank ,S.D.Tower, Sector-8, Rohini,I want to bring your kind notice that I was not aware that they have issued a notice or any court proceedings or filed criminal act against me because from last

8 years I have not visited in the old place. my question is after 8 years can a person be arrested for nonpayment If it is there then what precautionary step I have to take to avoid arrest kindly guide me.


Asked on 9/24/10, 9:48 pm

1 Answer from Attorneys

Vishwa Arya Arya & Co.

sir. this question has been answered for you

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Answered on 9/25/10, 9:07 am


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