Legal Question in Credit and Debt Law in India

Cibil problems
I had an ICICI card,for which I defulated in payments due to bereavement in family , and bank blocked my salary account , and the collection guys were forcing me to settle the account , which I never did, and made sure I cleared the complete amount with high interest of 20k ,,and for 51k card i paid 71 k , and even after clearing the due the bank gave me write off and updated my records in CIBIL with as an NPA, is it not possible to update my records and come out ofnegative profile when I had cleared their dues, Its so frustrating that thinking that I should not pay a single pie less and get a clean chit , I am reported as defaulter without informing me the same and when I dont have a single pie due they have given me write off, Can you please advise me how do I get out of the deafult status, when I have a personal loan running with same bank with no amount due for past two years , salary getting credeted a demat , the credit division has screwed up my credit history ?

Please advise me how to get clearence of mine,when I have not paid a single pie less to them .

Asked on 6/06/08, 7:22 am

Homi Maratha N.N. Maratha & Co.-Advocates

0 users found helpful

0 attorneys agreed

Re: Cibil problems

You may send a complaint to the senior authorities and approach them personally as well.

Answered on 6/07/08, 12:07 am

G. M. Gupta gmguptaandassociates

0 users found helpful

0 attorneys agreed

Re: Cibil problems

send a complaint to the seniormost officials of the bank and if nothing happens then file a consumer complaint

Answered on 6/06/08, 9:43 am

Keywords

Match Any Match All

Country

State

Area of Law