Legal Question in Credit and Debt Law in India

Am getting harrasement calls from credit card collection agencies..

I am paying my min due every month its just this month i dnt made the

payment bcoz my dad is in hospital and his medical bills are pending...

I wil pay balance in full to dem next month by 15th of nex mnth...pls suggest

what shall i tell dem...coz they told they wil freeze my HDFC salaried a/c..i have

HDFC bank credit card...now am gt my salary in that a/c next month...if a/c

is freezed i will not be able to pay my dads medical bill..nor my housing loan emi,

two wheeler loan..personal loan..n my grocery expenses...pls help me sir

they use profane language...even if i tel be professional


Asked on 9/21/09, 2:31 pm

1 Answer from Attorneys

Sudershan Goel India Law Offices of Sudershan Goel - Advocate

What are they are doing is of course illegal. but you need to settle with them; better you settle out of court and avoid litigation.

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Answered on 9/21/09, 4:38 pm


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