Legal Question in Credit and Debt Law in India

Legal action after re-payment of a bounced cheque

I have a credit card from ICICI. In Octor 2006 I issued a cheque which bounced on 30/10/2006. Bank issued a legal notice which I received on 22/11/06. I just paid through another cheque which got cleared on 11/12/06. I did not take any other action. Now bank has filed case under 138. What is my defence ?


Asked on 7/10/07, 11:48 pm

3 Answers from Attorneys
kavitha balakrishnan kpp associates

Re: Legal action after re-payment of a bounced cheque

- you are not liable to pay the amount - should be your defence.

- contanct the bank - customer cell/legal personnel- even the bank ombudsman and give a letter in writing of your case and tell him that you are not liable to pay and that by such undue gains the bank has committed an offence! you may ask them to compensate later!

consult a lawyer!

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Answered on 7/11/07, 4:26 am
Homi Maratha N.N. Maratha & Co.-Advocates

Re: Legal action after re-payment of a bounced cheque

hello

you should contact the banks information desk and let them know the problem and you have paid your money furnish the cheque which has been realised and further meet a lawyer

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Answered on 7/11/07, 6:27 am
G. M. Gupta gmguptaandassociates

Re: Legal action after re-payment of a bounced cheque

you have every defence my dear.

just show the court their negligence and claim compensation for pulling in litigation and harassment.

For further and detailed advice please contact me personally. Consultation charges will apply.

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Answered on 7/11/07, 2:35 pm


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