Legal Question in Credit and Debt Law in India

Hi,

i have a major problem with ICICI Bank as i was trying for a settlement with them regarding my credit card payments. but they had these agencies hired and these agencies now act as collection department and (they also say) they are the legal department.

they cheated with me twice as they altered the cheque dates to pass my cheque earlier than the actual discussed dates. they were supposed to send me the letter of settlement as well and didnt do that too.

i have all the proof of cheque alteration and collection recipt and etc ...

i just recieved a pre litigation notice and the weird part is that i am asked to appear in front of Briham Mumbai District, Legal Service Authority within 24 hrs (basically they are asking me to report there tomorrow on 26th July 2009 where as i recieved the notice on 25th July, 2009. though the date of the notice is 29th July, 2009 but i just received it.) i think this is unfair as i have no time to consult anyone at all as today is saturday.

i think i wanna go legal against them with the charges of Fraud and Harrasment. any advice is extremely appreciated.


Asked on 7/25/09, 4:01 am

1 Answer from Attorneys
Prabhat Shroff Shroff & Company

Banks, specially ICICI Bank, have and are still resorting to such unfair practices, despite clear directions from Supreme Court and the RBI to desist thereof.

Your only remedy appears to be to file a complaint with the local Consumer Forum; please contact a competent lawyer practicing in the local court to help you.

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Answered on 7/25/09, 4:55 am


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