Legal Question in Credit and Debt Law in India
I have paid all the EMI for a Personal loan, Howeverduring recession period i changed the bank and some of the cheques got bounced but i made the payment by cash,For example if my emi date in on 2 of June ,I paid it by 30 or 31 of june and it went for some 15 months after that i started paying advance emi like if the emi was on 2 of april ,i paid before the 20th itself for the rest of emi's .Now the bank is calling and asking to pay for the charges that happened because of cheque bounce and saying if the fail legal action would be taken. Can you please let me know what kind of action would be taken and how to settle it smoothly
Asked on 12/20/12, 5:18 am
1 Answer from Attorneys
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