Legal Question in Credit and Debt Law in India

Hi,

I Had SBI Credit Card which i had stopped using from last 2 years.

There were some policies activated on my card without my intimation and some late payment charges been applied without sending the credit card bill on time.

I had several time called theire executive and raised the complaints for the same.

I had been receiving the calls for payment and each time i had explanined them my concern and reason for nonpayment.

Now the total amount has become around 16000 with interest and late payment charges for 2 years.

Bank has send me a legal notice to do the payment.

What can i do now? Can i approac consumer court?


Asked on 6/30/10, 1:33 am

1 Answer from Attorneys
Sudershan Goel India Law Offices of Sudershan Goel - Advocate

You should try to settle with the Bank amicably after sending them a written notice making your stand clear seeking cancellation of uncalled for policies and reversal interest amounts you say that has been wrongly debited to your account.

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Answered on 7/01/10, 4:03 am


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