Legal Question in Criminal Law in India

Criminal case u/s 420,406

i need your help in this matter.

i am using some cards of many banks from last 4-5 years, I had made all my payments on time but due to some dispute in some cards and sudden financial crisis i not able to make payment since last 1-2 years against my credit card accounts.....now bank has filed criminal cases u/s 420,406 ipc.

When I spoke to the bank they said that I have given false documents for Credit Card Application......sir let me know that if the documents were forged then how could have bank have issued me the card and why till last year when they were receiving the payments I was not a fraud.

Is the bank doing right ,what remedy do i have.

please help me out sir


Asked on 7/07/08, 6:21 am

5 Answers from Attorneys
shoban Babu

Re: Criminal case u/s 420,406

yes, your understanding is correct.. please explain the same to the bank personnel. moreover is that true and sure that they have filed a case under sec420 and 406, the reason why io ask this is , normally the court do not entertainin credit card cases, these matters are sent only to lok adalats. so my presumption is that the bank people are trying to create fear in your mind. so no need to worry.

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Answered on 7/07/08, 7:36 am

Re: Criminal case u/s 420,406

Details are required to be examined.However, your case does not fall u/s.420/406 IPC. contact with details,professional charges are applicable.

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Answered on 7/08/08, 1:30 pm
Manish Dhingra Legal

Re: Criminal case u/s 420,406

Ask the bank to give you a copy of the forged documents for your perusal. I think they are trying to threaten you.

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Answered on 7/07/08, 4:20 pm
Aniruddha Pawse Aniruddha.P.Pawse Advocates

Re: Criminal case u/s 420,406

How did the bank reach the conclusion that documents are false.Ask for copies from bank.

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Answered on 7/17/08, 4:22 am
Shrichand Nahar S.V.Nahar, Advocate

Re: Criminal case u/s 420,406

You need to find out exact case against you by obtaining copies of the complaint and documents filed by the Bank and then consult your lawyer about the merits or otherwise of the matter with the remedies available.

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Answered on 7/08/08, 2:38 am


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