Legal Question in Insurance Law in India
Mediclaim
I have a medical insurance from ICICI Lombard for my wife. They refuse to have cashless medical help because issue date of the card and admit date difference was less than 9 months (thought the difference was only 4 days).
1) Can I do something against ICICI Lombard for the refusal?
2) Can I have an option for reimbursement the amount after getting all the bills from hospital?
Thanks in Advance
2 Answers from Attorneys
Re: Mediclaim
All the documents of your insurance is required to be examined to give any openion on the matter but relying on your version, you can file claim against the insurance company and can also approach consumer forum/commission for deficency in service of ICICI and can also claim damages.
Re: Mediclaim
Dear Sir,
You will have to agitate your claim or your case before the Consumer Forum in whose jurisdiction you reside. You will have to file a case and you have a fair chance of success.
Thanks
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