Legal Question in Banking Law in Indiana

yes. the federal regulators are making things very difficult for banks. even if current, if for example the collateral is insufficent due to a decrease in value or perhaps your tax returns don't show the capacity to make the payments, the regulators may be putting pressure on the bank. banks do not want forclosures - they want a performing loan. meet with your banker and work with them to solve the problem - it is their problem too. good luck.