Legal Question in Bankruptcy in Indiana
filing bankrupt
how often can you file. Can I put credit cards on. Which should I file 7 or 13
Asked on 12/03/08, 3:16 pm
1 Answer from Attorneys
Martin Hancock
MARTIN HANCOCK
Re: filing bankrupt
You can file a Ch 7 8 years after another Ch 7. You can file a Ch 13 4 years after a Ch 7 and 2 years after a Ch 13. Chapter 7 is prefered route b/c its the cheapest and quickest to do and it discharges all your unsecured debt. In a Ch 13 payment program you pay all of your secured creditors and typically a small portion of your unsecured creditors.
Answered on 12/03/08, 5:40 pm
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