Legal Question in Bankruptcy in Indiana
Re-establishment of credit after bankruptcy
Can a creditor use their own history of a discharged bankruptcy to deny credit after ten years.
Asked on 6/23/00, 9:32 pm
1 Answer from Attorneys
Norman Gregory Fernandez, Esq.
The Law Offices of Norman Gregory Fernandez & Associates
Re: Re-establishment of credit after bankruptcy
Welcome to the world of computer technology. In a word, yes. Although statutes require public reporting agencies to erase your report and just list the bankruptcy, ordinary creditors (that have been burned) do keep their own records as well, and can deny you credit based upon your past history with them.
Answered on 9/01/00, 4:15 pm
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