Legal Question in Credit and Debt Law in Indiana

I have a credit card account that has been turned over to a law office for late payment, due to hard financial times. Working with my bank is no longer an option. The person on the phone, not a lawyer, suggested that I try to get a loan from my credit union to pay them. They turned me down. When asked how quickly I could pay it back ($5000.00+/-), I said 30 months or so. The person on the phone didn't think that would be acceptable. Before I call them again, what should I do? I know I am responsible for the debt and I want to do the right thing, but I simply can't pay it all at once. If I could, I would not have gotten behind in the first place.


Asked on 8/06/13, 7:54 am

1 Answer from Attorneys
Kenneth Wilk Rubino Ruman Crosmer & Polen

Make an appointment with the credit card company's lawyer who is handling the case and see what arrangements can be worked out with him or her.

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Answered on 8/06/13, 2:25 pm


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