Legal Question in Credit and Debt Law in Indiana
debit
can a husband and wife be both for the same thing and each have to pay a seperate amount. For example if the amount owed is $2000 and can they each be sued to be half each. One has the insurance and the other doesnt.
1 Answer from Attorneys
Re: debit
I'm not sure I understand your question. But if you are asking if a husband and wife are both sued, for example, on a joint debt in the amount of $2000, can they each one be sued for only $1000? Well, yes, the creditor could split the debt in half, but most likely the creditor will sue both husband and wife, both for the entire $2,000. The creditor is entitled to do so, and it maximizes the potential for collection. If insurance covers the debt, then the insurance should pay the entire amount. Make sure the insurer is notified about the claim. Good luck.
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