Legal Question in Credit and Debt Law in Indiana
Can I be held legally responsible for a credit card debt that I was an authorized user on and the account holder filed Bankruptcy? I am being sued for this debt and they are now saying I was a joint account holder and have provided no proof. What should I do?
Asked on 2/04/14, 7:20 am
1 Answer from Attorneys
Kenneth Wilk
Rubino Ruman Crosmer & Polen
You generally cannot be held accountable for another person's debts. However, if the contractual documents which you signed when you became a user obligated you, then you are obligated. Your first step should be to check all of the paperwork that you signed when you became involved with this account.
Answered on 2/04/14, 2:09 pm