Legal Question in Credit and Debt Law in Indiana

I had a home improvement loan that was discharged in a bankruptcy in 2001. The company still show as a lien holder and now they are trying to get me to admit I owe the debt or make an arrangement to pay it. It has been 14 years. What are my options.


Asked on 8/07/15, 10:25 am

1 Answer from Attorneys

Kenneth Wilk Rubino Ruman Crosmer & Polen

If the debt was discharged, you don't have to pay it. However, if the loan holder had a mortgage on your home, the debt is still a lien and you cannot sell the home without paying off the debt.

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Answered on 8/08/15, 2:25 pm


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