Legal Question in Insurance Law in Indiana

My husband was in a car accident. I was getting on my policy to give him the number and saw he was listed as an excluded driver. Months ago I called to remove him from my plan but insurance told me putting him on the policy this way would be a better choice. When they sent the paper for us to sign to take him to excluded my husband said he didn't want to sign it and do that because then that meant he wouldn't be able to drive ever so we never sent back in the signed form. We both assumed without signed final consent that he would remain on policy. They are now saying they will not be covering car from the accident he had. Would we be able to fight this?


Asked on 2/14/17, 12:22 am

1 Answer from Attorneys
Kenneth Wilk Rubino Ruman Crosmer & Polen

You have a problem in that you didn't document all of your communications and intentions in writing. So, you're case is not easily won. Additionally, it would be very expensive in terms of attorney time to try to get the coverage for you. But it wouldn't harm anything to sit down and go over your case with an attorney who is well versed in automobile insurance law. You additional problem is that it is your responsibility to read your policy and declaration sheet to see that everything is correctly covered.

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Answered on 2/14/17, 1:16 pm


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