Legal Question in Insurance Law in Indiana
insurance judgement
I was in an auto accident in 1997, judgemen was 3300.00. I made made payments until i lost my job. The company is trying to get payments again 10 years later and it is no longer on my credit. Is there a statue of limitation?
1 Answer from Attorneys
Re: insurance judgement
This is not an insurance question, it is a debt collection question.
Judgments can become dormant and not enforceable when seven years elapse after the rendition of the judgment before execution is issued and entered on the general execution docket (GED) of the county where the judgment was rendered. You can check with the clerk of court in the county where the judgment was entered to see if the judgment was renewed by the filing of a "FiFe" after seven years. If it was not renewed by the filing of a FiFe within the seven year period, then the judgment may very well be dormant
Do not re-affirm or admit to the judgment debt. You should contact a consumer law attorney if you need further help.
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