Legal Question in Military Law in Indiana

military officer and bankruptcy

I am currently on active duty with the ANG(enlisted). I was discharged under Chapter 7 three years ago. I have reestabolished my credit with scores of 700+ and I have recently bought a house. The bankruptcy is on my credit reports. Since bankruptcy I have maintained a low debt to income ratio. I want to apply to become an officer. Does bankruptcy disqualify me from being considered for commisioning?


Asked on 12/29/08, 10:26 pm

1 Answer from Attorneys
Philip D. Cave Military Law & Justice

Re: military officer and bankruptcy

Not necessarily.

The issue will be whether you are considered a morally upright person and whether or not you can get and maintain a security clearance.

Bankruptcy by itself is not a reason to deny a clearance. However, the reasons for the bankruptcy and how you've handled finances can be used in a security clearance decision.

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Answered on 12/31/08, 8:43 am


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