Legal Question in Personal Injury in Indiana

I was involved in an auto accident, the other driver at fault, with minor medical injuries, and a totaled car. I was informed by my insurance company that my policy had lapsed by 5 days, making me an uninsured motorist.

My vehicle was impounded by local police, but I was not ticketed and was allowed to leave the scene. My only passenger, my teen daughter, was taken to her primary doctor after the fact- as no medical treatment was offered on scene, with pain and numbness in her arm. I am scheduled to see my doctor for neck and back pain also.

My question is, where do I go from here? Will any of my medical or totaled car be covered by the at fault driver, or am I facing very serious penalties and judgements? I have a very good driving record, with no tickets or accidents, so this is all new to me.


Asked on 9/20/12, 8:14 am

1 Answer from Attorneys

The fact that you were uninsured does not make you liable for judgments. However, you will be responsible financially to those who towed your car or provided you medical care not cover by your health insurer.

Not having insurance, does complicate things, though. You should hire a local attorney.

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Answered on 9/20/12, 8:22 am


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